When purchasing a home, you will need to acquire homeowners insurance. In fact, all lenders will require a policy be in force prior to funding the loan. Make sure you have enough coverage, should anything happen. Policies refer to “replacement costs” that may not cover everything.
You should ask your insurance agent a lot of “what if” questions. The deductible amount also plays a big part in setting your premium. Higher deductibles lower the number of claims, and reduce your insurance costs.
Check with your insurance agent for more information on these issues, and any others. If you don’t have an insurance agent, we have access to several top-notch agents we can refer you to with confidence. A great online resource can be found right here.
Buying or Selling a home in Green Valley, Arizona? Michelle Metcalf, SRES, CRS is your Green Valley Real Estate Expert. She is the owner and top producing agent at RE/MAX Valley Properties in Green Valley, Arizona. Serving the entire Green Valley, Arizona real estate market including the surrounding communities of Tubac and Sahuarita, she knows these markets inside and out and is highly skilled in guiding you through the real estate buying and selling processes. Recognizing that ongoing education is critical to her success in meeting your real estate needs, Judi was awarded the prestigious Certified Residential Specialist (CRS) Designation by the Council of Residential Specialists, the largest not-for-profit affiliate of the National Association of Realtors.